Employee Benefits

Medical, Dental, & Vision Insurance


Shared cost of these medical premiums are paid by RCWD and employees (see current MOU):
  • Blue Cross Prudent Buyer PPO - $15 co-payment for office visits and $200 deductible per person or $600 per family
  • Blue Cross Advantage PPO - $20 co-payment for office visits and $500 deductible per person or $1000 per family
  • Kaiser HMO - $10 co-payment
  • United Healthcare HMO - $10 co-payment
  • Delta Dental PPO - $25 deductible per person or $50 per family, premium is 100% District paid
  • Vision Service Plan - $5 deductible, premium is 100% District paid

Miscellaneous Insurance


These premiums are paid by RCWD:
  • Lincoln Financial Group Life Insurance - 2 x annual salary, rounded to nearest $1,000 with a minimum of $15,000 and maximum  of $375,000
  • Accidental Death and Dismemberment (AD&D) Benefits - 2 x annual salary, rounded to nearest $1,000 with a minimum of $15,000 and maximum of $375,000
  • Lincoln Financial Group Long Term Disability (LTD) Benefits - 66 2/3 of monthly salary, up to a maximum of $10,000 after 90-day elimination period
  • Employee Assistance Program (EAP) Blue Cross Well Point Behavioral Health - Available to employees and family members with eligibility requirements
  • CalPERS 1959 Survivor Benefit - Provides a monthly allowance to eligible survivors of employees who die before retirement
  • Section 125 Flexible Spending Plan

Retirement


PERS
  • PERS 2.7% @ 55 - for employees hired on or before December 31, 2012 – “Classic Member” - (cost shared by RCWD and Employee, see current MOU)
  • PERS 2% @ 62 - for employees hired on or after January 1, 2013 – “New Member” (PEPRA) - (cost shared by RCWD and Employee, see current MOU)
Medical
  • Employees hired before July 1, 2003 - Retiree medical / dental coverage at age 50 with 10 years of service paid at 100%
  • Employees hired after July 1, 2003 - Retiree medical / dental coverage at age 55 with 15 years of service, less than 20 years of service paid at 50%; 20 or more years of service paid at 100%
  • RCWD MPCEA Employees hired after July 1, 2012 - Retiree medical / dental coverage at age 55:
    • With 15 years of service, but less than 20 years or service, RCWD will pay 25% of the cost for a single coverage of the lowest cost healthcare plan available to retirees or current employees at that time
    • With 20 or more years of service, RCWD will pay 50% of the cost for a single coverage of the lowest cost healthcare plan available to retirees or current employees at that time
  • RCWDEA Employees hired after August 9, 2012 - Retiree medical / dental coverage at age 55:
    • With 15 years of service, but less than 20 years or service, RCWD will pay 25% of the cost for a single coverage of the lowest cost healthcare plan available to retirees or current employees at that time
    • With 20 or more years of service, RCWD will pay 50% of the cost for a single coverage of the lowest cost healthcare plan available to retirees or current employees at that time

Deferred Compensation Plans


  • Lincoln National
  • Nationwide Retirement Solutions
  • CalPERS 457 (w/Voya)

Education Assistance


  • Annual education budget of $30,000 for all employees (includes degree programs)
  • Bonus for job-related and water-related certificates (from $50 to $150)

Personal Equipment Purchase


  • District may loan employees up to $2,500 (interest-free) for personal equipment purchase

Sick Leave Accrual


This information is on a per pay period basis:
  • 3.69 hours (12 days per year)
  • 18 hours of accrued sick leave can be used as Personal Time Off (PTO) each Fiscal Year
  • Up to five days paid bereavement (immediate family)

Vacation Accrual


This information is on a per pay period basis:
  • 0-5 years: 3.08 hours (80 hours per year)
  • 5-6 years: 4.62 hours (120 hours per year)
  • 6-7 years: 4.93 hours (128 hours per year)
  • 7-8 years: 5.24 hours (136 hours per year)
  • 8-9 years: 5.54 hours (144 hours per year)
  • 9-10 years: 5.85 hours (152 hours per year)
  • 10 years: 6.16 hours (160 hours per year)

District-Paid Holidays


  • New Year’s Day
  • President’s Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veteran’s Day
  • Thanksgiving and Day After Thanksgiving
  • Christmas Eve & Christmas Day
  • Floating Holiday
    • Nine hours added to employees accrual the first pay period each July, prorated for employees hired after July 1

At-Will


Employees hired or promoted into manager or above positions after July 1, 2012 will be employed as “At-Will” employees. At-Will employees are eligible for management leave and deferred compensation match plan subject to current MOU.

Miscellaneous


  • Access to San Diego County, California Coast, and Altura Credit Unions
  • Annual Safety Acknowledgement and General Manager’s Employee of the Year Awards